FUNDAMENTALS · Fundamentals · US Financial Services

AmeriServ Financial (ASRV) Fundamentals 2026 — P/E 8.0x, Revenue Analysis | SniperIQ

AmeriServ Financial (ASRV) is a US-listed Financial Services company in Banks - Regional with a market capitalization of $69M, trading at $4.07 on the NASDAQ. This SniperIQ fundamentals page covers AmeriServ Financial's valuation (P/E 8.0x, P/B 0.6x), profitability (net margin 9.5%), revenue ($88M in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap$69M
P/E (TTM)8.0x
Net Margin9.5%
Revenue (FY25)$88M

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is AmeriServ Financial's market cap?

AmeriServ Financial (ASRV) has a market capitalization of approximately $69M, trading at $4.07 on the NASDAQ. Market cap moves with the live share price.

What is AmeriServ Financial's P/E ratio?

AmeriServ Financial's trailing twelve-month P/E ratio is 8.0x, with a price-to-book (P/B) of 0.6x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is AmeriServ Financial?

AmeriServ Financial runs a net profit margin of 9.5%, a gross margin of 67.4%, and an operating margin of 11.6%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does AmeriServ Financial generate?

AmeriServ Financial reported revenue of $88M for fiscal year 2025, with net income of $6M and earnings per share (EPS) of 0.34. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does AmeriServ Financial pay a dividend?

AmeriServ Financial offers a trailing dividend yield of about 3.0%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is AmeriServ Financial financially healthy?

AmeriServ Financial carries a debt-to-equity ratio of 0.59x and a current ratio of 1.36x, with a market beta of 0.43. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is AmeriServ Financial a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For AmeriServ Financial (ASRV) the key facts are: market cap $69M, P/E 8.0x, revenue $88M, 52-week range 2.64-4.11. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track AmeriServ Financial's full fundamentals live

Get AmeriServ Financial's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

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