FUNDAMENTALS · Fundamentals · JP Financial Services

Aozora Bank (8304) Fundamentals 2026 — P/E 16.2x, Revenue Analysis | SniperIQ

Aozora Bank (8304) is a JP-listed Financial Services company in Banks - Regional with a market capitalization of ¥415.7B, trading at ¥3004.00 on the JPX. This SniperIQ fundamentals page covers Aozora Bank's valuation (P/E 16.2x, P/B 0.9x), profitability (net margin 11.3%), revenue (¥226.5B in FY2026), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap¥415.7B
P/E (TTM)16.2x
Net Margin11.3%
Revenue (FY26)¥226.5B

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is Aozora Bank's market cap?

Aozora Bank (8304) has a market capitalization of approximately ¥415.7B, trading at ¥3004.00 on the JPX. Market cap moves with the live share price.

What is Aozora Bank's P/E ratio?

Aozora Bank's trailing twelve-month P/E ratio is 16.2x, with a price-to-book (P/B) of 0.9x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is Aozora Bank?

Aozora Bank runs a net profit margin of 11.3%, a gross margin of 52.7%, and an operating margin of 11.9%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does Aozora Bank generate?

Aozora Bank reported revenue of ¥226.5B for fiscal year 2026, with net income of ¥25.7B and earnings per share (EPS) of 185.76. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does Aozora Bank pay a dividend?

Aozora Bank offers a trailing dividend yield of about 3.1%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is Aozora Bank financially healthy?

Aozora Bank carries a debt-to-equity ratio of 2.72x and a current ratio of 4.35x, with a market beta of 0.19. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is Aozora Bank a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Aozora Bank (8304) the key facts are: market cap ¥415.7B, P/E 16.2x, revenue ¥226.5B, 52-week range 2180.5-3027. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track Aozora Bank's full fundamentals live

Get Aozora Bank's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

Related: CITIC Securities (600030) fundamentals · Poonawalla Fincorp (POONAWALLA) fundamentals · SK Securities (001510) fundamentals · China Gem Holdings (1191) fundamentals · All stock fundamentals · AI signal library
Research Hubs: Fundamentals library · Screeners · Institutional positioning · Super investors · Daily signals · Platform comparisons