Bread Financial Holdings (BFH) Fundamentals 2026 — P/E 8.2x, Revenue Analysis | SniperIQ

02.10 on the NYSE. This SniperIQ fundamentals page covers Bread Financial Holdings's valuation (P/E 8.2x, P/B 1.3x), profitability (net margin 11.9%), revenue ($4.7B in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Full research coverage

• 8-Quarter Revenue & Margin Trend
• Debt Maturity & Coverage
• Peer Valuation Comparison
• Free Cash Flow & Owner Earnings
• AI Signal + Institutional Flow
• DCF Valuation Model

Frequently Asked Questions

What is Bread Financial Holdings's market cap?

Bread Financial Holdings (BFH) has a market capitalization of approximately $4.1B, trading at

02.10 on the NYSE. Market cap moves with the live share price.

What is Bread Financial Holdings's P/E ratio?

Bread Financial Holdings's trailing twelve-month P/E ratio is 8.2x, with a price-to-book (P/B) of 1.3x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is Bread Financial Holdings?

Bread Financial Holdings runs a net profit margin of 11.9%, a gross margin of 64.0%, and an operating margin of 14.0%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does Bread Financial Holdings generate?

Bread Financial Holdings reported revenue of $4.7B for fiscal year 2025, with net income of $518M and earnings per share (EPS) of 11.13. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does Bread Financial Holdings pay a dividend?

Bread Financial Holdings offers a trailing dividend yield of about 0.9%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is Bread Financial Holdings financially healthy?

Bread Financial Holdings carries a debt-to-equity ratio of 1.19x and a current ratio of 0.26x, with a market beta of 1.13. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is Bread Financial Holdings a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Bread Financial Holdings (BFH) the key facts are: market cap $4.1B, P/E 8.2x, revenue $4.7B, 52-week range 53.83-109.91. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.