FUNDAMENTALS · Fundamentals · US Financial Services

Citizens Financial Services (CZFS) Fundamentals 2026 — P/E 8.7x, Revenue Analysis | SniperIQ

Citizens Financial Services (CZFS) is a US-listed Financial Services company in Banks - Regional with a market capitalization of

44M, trading at $71.60 on the NASDAQ. This SniperIQ fundamentals page covers Citizens Financial Services's valuation (P/E 8.7x, P/B 1.0x), profitability (net margin 22.5%), revenue (
73M in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap
44M
P/E (TTM)8.7x
Net Margin22.5%
Revenue (FY25)
73M

Full research coverage

Frequently Asked Questions

What is Citizens Financial Services's market cap?

Citizens Financial Services (CZFS) has a market capitalization of approximately

44M, trading at $71.60 on the NASDAQ. Market cap moves with the live share price.

What is Citizens Financial Services's P/E ratio?

Citizens Financial Services's trailing twelve-month P/E ratio is 8.7x, with a price-to-book (P/B) of 1.0x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is Citizens Financial Services?

Citizens Financial Services runs a net profit margin of 22.5%, a gross margin of 64.8%, and an operating margin of 27.7%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does Citizens Financial Services generate?

Citizens Financial Services reported revenue of

73M for fiscal year 2025, with net income of
7M and earnings per share (EPS) of 7.62. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does Citizens Financial Services pay a dividend?

Citizens Financial Services offers a trailing dividend yield of about 2.8%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is Citizens Financial Services financially healthy?

Citizens Financial Services carries a debt-to-equity ratio of 0.58x and a current ratio of 0.06x, with a market beta of 0.38. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is Citizens Financial Services a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Citizens Financial Services (CZFS) the key facts are: market cap

44M, P/E 8.7x, revenue
73M, 52-week range 49.99-75. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track Citizens Financial Services's full fundamentals live

Get Citizens Financial Services's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.