ESAF Small Finance Bank (ESAFSFB) Fundamentals 2026 — Revenue Analysis | SniperIQ
ESAF Small Finance Bank (ESAFSFB) is a India-listed Financial Services company in Banks - Regional with a market capitalization of ₹1,842 Crore, trading at ₹35.71 on the NSE. This SniperIQ fundamentals page covers ESAF Small Finance Bank's valuation, profitability (net margin -3.8%), revenue (₹4,348 Crore in FY2026), balance-sheet quality, and AI signal context — from live market data, research only.
Full research coverage
- 8-Quarter Revenue & Margin Trend
- Debt Maturity & Coverage
- Peer Valuation Comparison
- Free Cash Flow & Owner Earnings
- AI Signal + Institutional Flow
- DCF Valuation Model
Frequently Asked Questions
What is ESAF Small Finance Bank's market cap?
ESAF Small Finance Bank (ESAFSFB) has a market capitalization of approximately ₹1,842 Crore, trading at ₹35.71 on the NSE. Market cap moves with the live share price.
What is ESAF Small Finance Bank's P/E ratio?
ESAF Small Finance Bank's trailing twelve-month P/E ratio is not meaningful (negative or nil earnings), with a price-to-book (P/B) of 1.0x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.
How profitable is ESAF Small Finance Bank?
ESAF Small Finance Bank runs a net profit margin of -3.8%, a gross margin of 47.0%, and an operating margin of -5.3%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.
How much revenue does ESAF Small Finance Bank generate?
ESAF Small Finance Bank reported revenue of ₹4,348 Crore for fiscal year 2026, with net income of -₹166 Crore and earnings per share (EPS) of -3.23. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.
Does ESAF Small Finance Bank pay a dividend?
ESAF Small Finance Bank does not currently show a material trailing dividend yield; it is positioned more as a total-return name. Always confirm the latest dividend policy in the company's filings.
Is ESAF Small Finance Bank financially healthy?
ESAF Small Finance Bank carries a debt-to-equity ratio of 1.54x and a current ratio of 0.00x, with a market beta of 1.24. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.
Is ESAF Small Finance Bank a good stock to buy in 2026?
SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For ESAF Small Finance Bank (ESAFSFB) the key facts are: market cap ₹1,842 Crore, revenue ₹4,348 Crore, 52-week range 19.78-37.4. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.
Track ESAF Small Finance Bank's full fundamentals live
Get ESAF Small Finance Bank's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.