FUNDAMENTALS · Fundamentals · India Financial Services

GIC Housing Finance (GICHSGFIN) Fundamentals 2026 — P/E 5.2x, Revenue Analysis | SniperIQ

GIC Housing Finance (GICHSGFIN) is a India-listed Financial Services company in Financial - Mortgages with a market capitalization of ₹799 Crore, trading at ₹148.40 on the NSE. This SniperIQ fundamentals page covers GIC Housing Finance's valuation (P/E 5.2x, P/B 0.4x), profitability (net margin 14.4%), revenue (₹1,082 Crore in FY2026), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap₹799 Crore
P/E (TTM)5.2x
Net Margin14.4%
Revenue (FY26)₹1,082 Crore

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is GIC Housing Finance's market cap?

GIC Housing Finance (GICHSGFIN) has a market capitalization of approximately ₹799 Crore, trading at ₹148.40 on the NSE. Market cap moves with the live share price.

What is GIC Housing Finance's P/E ratio?

GIC Housing Finance's trailing twelve-month P/E ratio is 5.2x, with a price-to-book (P/B) of 0.4x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is GIC Housing Finance?

GIC Housing Finance runs a net profit margin of 14.4%, a gross margin of 31.1%, and an operating margin of 21.2%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does GIC Housing Finance generate?

GIC Housing Finance reported revenue of ₹1,082 Crore for fiscal year 2026, with net income of ₹155 Crore and earnings per share (EPS) of 28.75. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does GIC Housing Finance pay a dividend?

GIC Housing Finance offers a trailing dividend yield of about 3.0%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is GIC Housing Finance financially healthy?

GIC Housing Finance carries a debt-to-equity ratio of 4.33x and a current ratio of 0.00x, with a market beta of 0.57. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is GIC Housing Finance a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For GIC Housing Finance (GICHSGFIN) the key facts are: market cap ₹799 Crore, P/E 5.2x, revenue ₹1,082 Crore, 52-week range 130.05-193.45. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track GIC Housing Finance's full fundamentals live

Get GIC Housing Finance's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

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