Indian Overseas Bank (IOB) Fundamentals 2026 — P/E 12.4x, Revenue Analysis | SniperIQ
Indian Overseas Bank (IOB) is a India-listed Financial Services company in Banks - Regional with a market capitalization of ₹66,668 Crore, trading at ₹34.58 on the BSE. This SniperIQ fundamentals page covers Indian Overseas Bank's valuation (P/E 12.4x, P/B 1.8x), profitability (net margin 15.1%), revenue (₹37,740 Crore in FY2026), balance-sheet quality, and AI signal context — from live market data, research only.
Full research coverage
- 8-Quarter Revenue & Margin Trend
- Debt Maturity & Coverage
- Peer Valuation Comparison
- Free Cash Flow & Owner Earnings
- AI Signal + Institutional Flow
- DCF Valuation Model
Frequently Asked Questions
What is Indian Overseas Bank's market cap?
Indian Overseas Bank (IOB) has a market capitalization of approximately ₹66,668 Crore, trading at ₹34.58 on the BSE. Market cap moves with the live share price.
What is Indian Overseas Bank's P/E ratio?
Indian Overseas Bank's trailing twelve-month P/E ratio is 12.4x, with a price-to-book (P/B) of 1.8x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.
How profitable is Indian Overseas Bank?
Indian Overseas Bank runs a net profit margin of 15.1%, a gross margin of 42.7%, and an operating margin of 17.8%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.
How much revenue does Indian Overseas Bank generate?
Indian Overseas Bank reported revenue of ₹37,740 Crore for fiscal year 2026, with net income of ₹5,418 Crore and earnings per share (EPS) of 2.81. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.
Does Indian Overseas Bank pay a dividend?
Indian Overseas Bank does not currently show a material trailing dividend yield; it is positioned more as a total-return name. Always confirm the latest dividend policy in the company's filings.
Is Indian Overseas Bank financially healthy?
Indian Overseas Bank carries a debt-to-equity ratio of 1.40x and a current ratio of 0.07x, with a market beta of 0.28. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.
Is Indian Overseas Bank a good stock to buy in 2026?
SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Indian Overseas Bank (IOB) the key facts are: market cap ₹66,668 Crore, P/E 12.4x, revenue ₹37,740 Crore, 52-week range 31.18-41.73. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.
Track Indian Overseas Bank's full fundamentals live
Get Indian Overseas Bank's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.