FUNDAMENTALS · Fundamentals · India Financial Services

Indian Railway Finance (IRFC) Fundamentals 2026 — P/E 16.3x, Revenue Analysis | SniperIQ

Indian Railway Finance (IRFC) is a India-listed Financial Services company in Financial - Credit Services with a market capitalization of ₹1.14 Lakh Crore, trading at ₹87.39 on the BSE. This SniperIQ fundamentals page covers Indian Railway Finance's valuation (P/E 16.3x, P/B 2.0x), profitability (net margin 25.7%), revenue (₹27,338 Crore in FY2026), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap₹1.14 Lakh Crore
P/E (TTM)16.3x
Net Margin25.7%
Revenue (FY26)₹27,338 Crore

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is Indian Railway Finance's market cap?

Indian Railway Finance (IRFC) has a market capitalization of approximately ₹1.14 Lakh Crore, trading at ₹87.39 on the BSE. Market cap moves with the live share price.

What is Indian Railway Finance's P/E ratio?

Indian Railway Finance's trailing twelve-month P/E ratio is 16.3x, with a price-to-book (P/B) of 2.0x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is Indian Railway Finance?

Indian Railway Finance runs a net profit margin of 25.7%, a gross margin of 26.6%, and an operating margin of 26.2%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does Indian Railway Finance generate?

Indian Railway Finance reported revenue of ₹27,338 Crore for fiscal year 2026, with net income of ₹7,009 Crore and earnings per share (EPS) of 5.36. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does Indian Railway Finance pay a dividend?

Indian Railway Finance offers a trailing dividend yield of about 2.4%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is Indian Railway Finance financially healthy?

Indian Railway Finance carries a debt-to-equity ratio of 7.69x and a current ratio of 0.00x, with a market beta of 0.23. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is Indian Railway Finance a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Indian Railway Finance (IRFC) the key facts are: market cap ₹1.14 Lakh Crore, P/E 16.3x, revenue ₹27,338 Crore, 52-week range 87.2-148.9. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track Indian Railway Finance's full fundamentals live

Get Indian Railway Finance's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

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