FUNDAMENTALS · Fundamentals · US Financial Services

Live Oak Bancshares (LOB) Fundamentals 2026 — P/E 15.5x, Revenue Analysis | SniperIQ

Live Oak Bancshares (LOB) is a US-listed Financial Services company in Banks - Regional with a market capitalization of

.9B, trading at $40.98 on the NYSE. This SniperIQ fundamentals page covers Live Oak Bancshares's valuation (P/E 15.5x, P/B 1.5x), profitability (net margin 11.7%), revenue (
.0B in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap
.9B
P/E (TTM)15.5x
Net Margin11.7%
Revenue (FY25)
.0B

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is Live Oak Bancshares's market cap?

Live Oak Bancshares (LOB) has a market capitalization of approximately

.9B, trading at $40.98 on the NYSE. Market cap moves with the live share price.

What is Live Oak Bancshares's P/E ratio?

Live Oak Bancshares's trailing twelve-month P/E ratio is 15.5x, with a price-to-book (P/B) of 1.5x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is Live Oak Bancshares?

Live Oak Bancshares runs a net profit margin of 11.7%, a gross margin of 50.1%, and an operating margin of 17.6%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does Live Oak Bancshares generate?

Live Oak Bancshares reported revenue of

.0B for fiscal year 2025, with net income of
04M and earnings per share (EPS) of 2.24. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does Live Oak Bancshares pay a dividend?

Live Oak Bancshares offers a trailing dividend yield of about 0.3%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is Live Oak Bancshares financially healthy?

Live Oak Bancshares carries a debt-to-equity ratio of 0.08x and a current ratio of 0.12x, with a market beta of 1.88. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is Live Oak Bancshares a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Live Oak Bancshares (LOB) the key facts are: market cap

.9B, P/E 15.5x, revenue
.0B, 52-week range 29.36-43.85. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track Live Oak Bancshares's full fundamentals live

Get Live Oak Bancshares's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

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