Nayifat Finance (4081) Fundamentals 2026 — Revenue Analysis | SniperIQ
Nayifat Finance (4081) is a SA-listed Financial Services company in Financial - Credit Services with a market capitalization of SAR 1.1B, trading at SAR 9.38 on the SAU. This SniperIQ fundamentals page covers Nayifat Finance's valuation, profitability (net margin -38.9%), revenue (SAR 341M in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.
Full research coverage
- 8-Quarter Revenue & Margin Trend
- Debt Maturity & Coverage
- Peer Valuation Comparison
- Free Cash Flow & Owner Earnings
- AI Signal + Institutional Flow
- DCF Valuation Model
Frequently Asked Questions
What is Nayifat Finance's market cap?
Nayifat Finance (4081) has a market capitalization of approximately SAR 1.1B, trading at SAR 9.38 on the SAU. Market cap moves with the live share price.
What is Nayifat Finance's P/E ratio?
Nayifat Finance's trailing twelve-month P/E ratio is not meaningful (negative or nil earnings), with a price-to-book (P/B) of 0.9x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.
How profitable is Nayifat Finance?
Nayifat Finance runs a net profit margin of -38.9%, a gross margin of 86.5%, and an operating margin of -36.2%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.
How much revenue does Nayifat Finance generate?
Nayifat Finance reported revenue of SAR 341M for fiscal year 2025, with net income of -SAR 126M and earnings per share (EPS) of -1.06. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.
Does Nayifat Finance pay a dividend?
Nayifat Finance offers a trailing dividend yield of about 8.8%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.
Is Nayifat Finance financially healthy?
Nayifat Finance carries a debt-to-equity ratio of 0.61x and a current ratio of 0.00x, with a market beta of 0.33. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.
Is Nayifat Finance a good stock to buy in 2026?
SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Nayifat Finance (4081) the key facts are: market cap SAR 1.1B, revenue SAR 341M, 52-week range 9.38-13.73. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.
Track Nayifat Finance's full fundamentals live
Get Nayifat Finance's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.