North Pacific Bank (8524) Fundamentals 2026 — P/E 17.7x, Revenue Analysis | SniperIQ
North Pacific Bank (8524) is a JP-listed Financial Services company in Banks - Regional with a market capitalization of ¥449.3B, trading at ¥1201.00 on the JPX. This SniperIQ fundamentals page covers North Pacific Bank's valuation (P/E 17.7x, P/B 1.2x), profitability (net margin 11.2%), revenue (¥233.2B in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.
Full research coverage
- 8-Quarter Revenue & Margin Trend
- Debt Maturity & Coverage
- Peer Valuation Comparison
- Free Cash Flow & Owner Earnings
- AI Signal + Institutional Flow
- DCF Valuation Model
Frequently Asked Questions
What is North Pacific Bank's market cap?
North Pacific Bank (8524) has a market capitalization of approximately ¥449.3B, trading at ¥1201.00 on the JPX. Market cap moves with the live share price.
What is North Pacific Bank's P/E ratio?
North Pacific Bank's trailing twelve-month P/E ratio is 17.7x, with a price-to-book (P/B) of 1.2x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.
How profitable is North Pacific Bank?
North Pacific Bank runs a net profit margin of 11.2%, a gross margin of 88.9%, and an operating margin of 16.2%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.
How much revenue does North Pacific Bank generate?
North Pacific Bank reported revenue of ¥233.2B for fiscal year 2025, with net income of ¥25.6B and earnings per share (EPS) of 68.05. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.
Does North Pacific Bank pay a dividend?
North Pacific Bank offers a trailing dividend yield of about 2.5%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.
Is North Pacific Bank financially healthy?
North Pacific Bank carries a debt-to-equity ratio of 3.78x and a current ratio of 2.82x, with a market beta of 0.42. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.
Is North Pacific Bank a good stock to buy in 2026?
SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For North Pacific Bank (8524) the key facts are: market cap ¥449.3B, P/E 17.7x, revenue ¥233.2B, 52-week range 628-1233. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.
Track North Pacific Bank's full fundamentals live
Get North Pacific Bank's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.