Pathfinder Bancorp (PBHC) Fundamentals 2026 — Revenue Analysis | SniperIQ

5.94 on the NASDAQ. This SniperIQ fundamentals page covers Pathfinder Bancorp's valuation, profitability (net margin -5.1%), revenue ($79M in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Full research coverage

• 8-Quarter Revenue & Margin Trend
• Debt Maturity & Coverage
• Peer Valuation Comparison
• Free Cash Flow & Owner Earnings
• AI Signal + Institutional Flow
• DCF Valuation Model

Frequently Asked Questions

What is Pathfinder Bancorp's market cap?

Pathfinder Bancorp (PBHC) has a market capitalization of approximately $98M, trading at

5.94 on the NASDAQ. Market cap moves with the live share price.

What is Pathfinder Bancorp's P/E ratio?

Pathfinder Bancorp's trailing twelve-month P/E ratio is not meaningful (negative or nil earnings), with a price-to-book (P/B) of 0.8x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is Pathfinder Bancorp?

Pathfinder Bancorp runs a net profit margin of -5.1%, a gross margin of 39.0%, and an operating margin of -6.3%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does Pathfinder Bancorp generate?

Pathfinder Bancorp reported revenue of $79M for fiscal year 2025, with net income of -

M and earnings per share (EPS) of -0.54. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does Pathfinder Bancorp pay a dividend?

Pathfinder Bancorp offers a trailing dividend yield of about 2.5%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is Pathfinder Bancorp financially healthy?

Pathfinder Bancorp carries a debt-to-equity ratio of 0.61x and a current ratio of 1.31x, with a market beta of 0.13. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is Pathfinder Bancorp a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Pathfinder Bancorp (PBHC) the key facts are: market cap $98M, revenue $79M, 52-week range 12.06-17.4. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.