FUNDAMENTALS · Fundamentals · ID Financial Services

PT Panin Financial (PNLF) Fundamentals 2026 — P/E 3.4x, Revenue Analysis | SniperIQ

PT Panin Financial (PNLF) is a ID-listed Financial Services company in Insurance - Life with a market capitalization of Rp7.30T, trading at Rp228.00 on the JKT. This SniperIQ fundamentals page covers PT Panin Financial's valuation (P/E 3.4x, P/B 0.2x), profitability (net margin 10.6%), revenue (Rp18.30T in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Market CapRp7.30T
P/E (TTM)3.4x
Net Margin10.6%
Revenue (FY25)Rp18.30T

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is PT Panin Financial's market cap?

PT Panin Financial (PNLF) has a market capitalization of approximately Rp7.30T, trading at Rp228.00 on the JKT. Market cap moves with the live share price.

What is PT Panin Financial's P/E ratio?

PT Panin Financial's trailing twelve-month P/E ratio is 3.4x, with a price-to-book (P/B) of 0.2x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is PT Panin Financial?

PT Panin Financial runs a net profit margin of 10.6%, a gross margin of 100.3%, and an operating margin of 24.7%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does PT Panin Financial generate?

PT Panin Financial reported revenue of Rp18.30T for fiscal year 2025, with net income of Rp1.74T and earnings per share (EPS) of 54.47. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does PT Panin Financial pay a dividend?

PT Panin Financial does not currently show a material trailing dividend yield; it is positioned more as a total-return name. Always confirm the latest dividend policy in the company's filings.

Is PT Panin Financial financially healthy?

PT Panin Financial carries a debt-to-equity ratio of 0.10x and a current ratio of 0.00x, with a market beta of -0.51. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is PT Panin Financial a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For PT Panin Financial (PNLF) the key facts are: market cap Rp7.30T, P/E 3.4x, revenue Rp18.30T, 52-week range 190-334. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track PT Panin Financial's full fundamentals live

Get PT Panin Financial's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

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