SBI Cards and Payment Services (SBICARD) Fundamentals 2026 — P/E 27.5x, Revenue Analysis | SniperIQ
SBI Cards and Payment Services (SBICARD) is a India-listed Financial Services company in Financial - Credit Services with a market capitalization of ₹59,652 Crore, trading at ₹626.45 on the BSE. This SniperIQ fundamentals page covers SBI Cards and Payment Services's valuation (P/E 27.5x, P/B 3.8x), profitability (net margin 10.8%), revenue (₹20,708 Crore in FY2026), balance-sheet quality, and AI signal context — from live market data, research only.
Full research coverage
- 8-Quarter Revenue & Margin Trend
- Debt Maturity & Coverage
- Peer Valuation Comparison
- Free Cash Flow & Owner Earnings
- AI Signal + Institutional Flow
- DCF Valuation Model
Frequently Asked Questions
What is SBI Cards and Payment Services's market cap?
SBI Cards and Payment Services (SBICARD) has a market capitalization of approximately ₹59,652 Crore, trading at ₹626.45 on the BSE. Market cap moves with the live share price.
What is SBI Cards and Payment Services's P/E ratio?
SBI Cards and Payment Services's trailing twelve-month P/E ratio is 27.5x, with a price-to-book (P/B) of 3.8x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.
How profitable is SBI Cards and Payment Services?
SBI Cards and Payment Services runs a net profit margin of 10.8%, a gross margin of 80.9%, and an operating margin of 26.3%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.
How much revenue does SBI Cards and Payment Services generate?
SBI Cards and Payment Services reported revenue of ₹20,708 Crore for fiscal year 2026, with net income of ₹2,167 Crore and earnings per share (EPS) of 22.77. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.
Does SBI Cards and Payment Services pay a dividend?
SBI Cards and Payment Services offers a trailing dividend yield of about 0.4%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.
Is SBI Cards and Payment Services financially healthy?
SBI Cards and Payment Services carries a debt-to-equity ratio of 2.80x and a current ratio of 0.00x, with a market beta of 0.24. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.
Is SBI Cards and Payment Services a good stock to buy in 2026?
SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For SBI Cards and Payment Services (SBICARD) the key facts are: market cap ₹59,652 Crore, P/E 27.5x, revenue ₹20,708 Crore, 52-week range 566.6-964.95. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.
Track SBI Cards and Payment Services's full fundamentals live
Get SBI Cards and Payment Services's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.