FUNDAMENTALS · Fundamentals · India Financial Services

Ujjivan Small Finance Bank (UJJIVANSFB) Fundamentals 2026 — P/E 18.2x, Revenue Analysis | SniperIQ

Ujjivan Small Finance Bank (UJJIVANSFB) is a India-listed Financial Services company in Banks - Regional with a market capitalization of ₹12,658 Crore, trading at ₹65.06 on the BSE. This SniperIQ fundamentals page covers Ujjivan Small Finance Bank's valuation (P/E 18.2x, P/B 1.9x), profitability (net margin 8.6%), revenue (₹8,039 Crore in FY2026), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap₹12,658 Crore
P/E (TTM)18.2x
Net Margin8.6%
Revenue (FY26)₹8,039 Crore

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is Ujjivan Small Finance Bank's market cap?

Ujjivan Small Finance Bank (UJJIVANSFB) has a market capitalization of approximately ₹12,658 Crore, trading at ₹65.06 on the BSE. Market cap moves with the live share price.

What is Ujjivan Small Finance Bank's P/E ratio?

Ujjivan Small Finance Bank's trailing twelve-month P/E ratio is 18.2x, with a price-to-book (P/B) of 1.9x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is Ujjivan Small Finance Bank?

Ujjivan Small Finance Bank runs a net profit margin of 8.6%, a gross margin of 57.2%, and an operating margin of 11.3%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does Ujjivan Small Finance Bank generate?

Ujjivan Small Finance Bank reported revenue of ₹8,039 Crore for fiscal year 2026, with net income of ₹693 Crore and earnings per share (EPS) of 3.57. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does Ujjivan Small Finance Bank pay a dividend?

Ujjivan Small Finance Bank does not currently show a material trailing dividend yield; it is positioned more as a total-return name. Always confirm the latest dividend policy in the company's filings.

Is Ujjivan Small Finance Bank financially healthy?

Ujjivan Small Finance Bank carries a debt-to-equity ratio of 0.55x and a current ratio of 0.08x, with a market beta of 0.44. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is Ujjivan Small Finance Bank a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Ujjivan Small Finance Bank (UJJIVANSFB) the key facts are: market cap ₹12,658 Crore, P/E 18.2x, revenue ₹8,039 Crore, 52-week range 41.4-68. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track Ujjivan Small Finance Bank's full fundamentals live

Get Ujjivan Small Finance Bank's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

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