FUNDAMENTALS · Fundamentals · US Financial Services

UMB Financial (UMBF) Fundamentals 2026 — P/E 12.6x, Revenue Analysis | SniperIQ

UMB Financial (UMBF) is a US-listed Financial Services company in Banks - Regional with a market capitalization of

0.8B, trading at
42.34 on the NASDAQ. This SniperIQ fundamentals page covers UMB Financial's valuation (P/E 12.6x, P/B 1.4x), profitability (net margin 19.8%), revenue ($4.4B in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap
0.8B
P/E (TTM)12.6x
Net Margin19.8%
Revenue (FY25)$4.4B

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is UMB Financial's market cap?

UMB Financial (UMBF) has a market capitalization of approximately

0.8B, trading at
42.34 on the NASDAQ. Market cap moves with the live share price.

What is UMB Financial's P/E ratio?

UMB Financial's trailing twelve-month P/E ratio is 12.6x, with a price-to-book (P/B) of 1.4x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is UMB Financial?

UMB Financial runs a net profit margin of 19.8%, a gross margin of 56.7%, and an operating margin of 20.9%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does UMB Financial generate?

UMB Financial reported revenue of $4.4B for fiscal year 2025, with net income of $702M and earnings per share (EPS) of 9.2. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does UMB Financial pay a dividend?

UMB Financial offers a trailing dividend yield of about 1.2%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is UMB Financial financially healthy?

UMB Financial carries a debt-to-equity ratio of 0.51x and a current ratio of 0.21x, with a market beta of 0.78. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is UMB Financial a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For UMB Financial (UMBF) the key facts are: market cap

0.8B, P/E 12.6x, revenue $4.4B, 52-week range 103.38-148.31. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track UMB Financial's full fundamentals live

Get UMB Financial's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

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