United Bancorp (UBCP) Fundamentals 2026 — P/E 11.4x, Revenue Analysis | SniperIQ

5.62 on the NASDAQ. This SniperIQ fundamentals page covers United Bancorp's valuation (P/E 11.4x, P/B 1.3x), profitability (net margin 16.3%), revenue ($47M in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Full research coverage

• 8-Quarter Revenue & Margin Trend
• Debt Maturity & Coverage
• Peer Valuation Comparison
• Free Cash Flow & Owner Earnings
• AI Signal + Institutional Flow
• DCF Valuation Model

Frequently Asked Questions

What is United Bancorp's market cap?

United Bancorp (UBCP) has a market capitalization of approximately $90M, trading at

5.62 on the NASDAQ. Market cap moves with the live share price.

What is United Bancorp's P/E ratio?

United Bancorp's trailing twelve-month P/E ratio is 11.4x, with a price-to-book (P/B) of 1.3x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is United Bancorp?

United Bancorp runs a net profit margin of 16.3%, a gross margin of 67.5%, and an operating margin of 15.8%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does United Bancorp generate?

United Bancorp reported revenue of $47M for fiscal year 2025, with net income of $8M and earnings per share (EPS) of 1.41. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does United Bancorp pay a dividend?

United Bancorp offers a trailing dividend yield of about 6.0%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is United Bancorp financially healthy?

United Bancorp carries a debt-to-equity ratio of 1.74x and a current ratio of 0.21x, with a market beta of 0.36. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is United Bancorp a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For United Bancorp (UBCP) the key facts are: market cap $90M, P/E 11.4x, revenue $47M, 52-week range 12.47-17.34. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.