FUNDAMENTALS · Fundamentals · US Financial Services

United Community Banks (UCB) Fundamentals 2026 — P/E 12.8x, Revenue Analysis | SniperIQ

United Community Banks (UCB) is a US-listed Financial Services company in Banks - Regional with a market capitalization of $4.2B, trading at

5.02 on the NYSE. This SniperIQ fundamentals page covers United Community Banks's valuation (P/E 12.8x, P/B 1.2x), profitability (net margin 22.0%), revenue (
.5B in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Market Cap$4.2B
P/E (TTM)12.8x
Net Margin22.0%
Revenue (FY25)
.5B

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is United Community Banks's market cap?

United Community Banks (UCB) has a market capitalization of approximately $4.2B, trading at

5.02 on the NYSE. Market cap moves with the live share price.

What is United Community Banks's P/E ratio?

United Community Banks's trailing twelve-month P/E ratio is 12.8x, with a price-to-book (P/B) of 1.2x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is United Community Banks?

United Community Banks runs a net profit margin of 22.0%, a gross margin of 68.0%, and an operating margin of 28.4%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does United Community Banks generate?

United Community Banks reported revenue of

.5B for fiscal year 2025, with net income of
28M and earnings per share (EPS) of 2.63. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does United Community Banks pay a dividend?

United Community Banks offers a trailing dividend yield of about 2.9%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is United Community Banks financially healthy?

United Community Banks carries a debt-to-equity ratio of 0.03x and a current ratio of 0.17x, with a market beta of 0.83. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is United Community Banks a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For United Community Banks (UCB) the key facts are: market cap $4.2B, P/E 12.8x, revenue

.5B, 52-week range 28.65-37.18. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track United Community Banks's full fundamentals live

Get United Community Banks's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.