Utkarsh Small Finance Bank (UTKARSHBNK) Fundamentals 2026 — Revenue Analysis | SniperIQ
Utkarsh Small Finance Bank (UTKARSHBNK) is a India-listed Financial Services company in Banks - Regional with a market capitalization of ₹1,986 Crore, trading at ₹14.45 on the NSE. This SniperIQ fundamentals page covers Utkarsh Small Finance Bank's valuation, profitability (net margin -30.2%), revenue (₹3,810 Crore in FY2026), balance-sheet quality, and AI signal context — from live market data, research only.
Full research coverage
- 8-Quarter Revenue & Margin Trend
- Debt Maturity & Coverage
- Peer Valuation Comparison
- Free Cash Flow & Owner Earnings
- AI Signal + Institutional Flow
- DCF Valuation Model
Frequently Asked Questions
What is Utkarsh Small Finance Bank's market cap?
Utkarsh Small Finance Bank (UTKARSHBNK) has a market capitalization of approximately ₹1,986 Crore, trading at ₹14.45 on the NSE. Market cap moves with the live share price.
What is Utkarsh Small Finance Bank's P/E ratio?
Utkarsh Small Finance Bank's trailing twelve-month P/E ratio is not meaningful (negative or nil earnings), with a price-to-book (P/B) of 0.9x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.
How profitable is Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank runs a net profit margin of -30.2%, a gross margin of 31.9%, and an operating margin of -39.5%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.
How much revenue does Utkarsh Small Finance Bank generate?
Utkarsh Small Finance Bank reported revenue of ₹3,810 Crore for fiscal year 2026, with net income of -₹1,151 Crore and earnings per share (EPS) of -8.37. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.
Does Utkarsh Small Finance Bank pay a dividend?
Utkarsh Small Finance Bank does not currently show a material trailing dividend yield; it is positioned more as a total-return name. Always confirm the latest dividend policy in the company's filings.
Is Utkarsh Small Finance Bank financially healthy?
Utkarsh Small Finance Bank carries a debt-to-equity ratio of 1.02x and a current ratio of 0.00x, with a market beta of 1.02. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.
Is Utkarsh Small Finance Bank a good stock to buy in 2026?
SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Utkarsh Small Finance Bank (UTKARSHBNK) the key facts are: market cap ₹1,986 Crore, revenue ₹3,810 Crore, 52-week range 10.12-23.9. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.
Track Utkarsh Small Finance Bank's full fundamentals live
Get Utkarsh Small Finance Bank's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.