FUNDAMENTALS · Fundamentals · HK Financial Services

VCREDIT Holdings (2003) Fundamentals 2026 — Revenue Analysis | SniperIQ

VCREDIT Holdings (2003) is a HK-listed Financial Services company in Financial - Credit Services with a market capitalization of HK$437M, trading at HK$0.90 on the HKSE. This SniperIQ fundamentals page covers VCREDIT Holdings's valuation, profitability (net margin -29.2%), revenue (¥1.9B in FY2025), balance-sheet quality, and AI signal context — from live market data, research only.

Market CapHK$437M
Net Margin-29.2%
Revenue (FY25)¥1.9B

Full research coverage

  • 8-Quarter Revenue & Margin Trend
  • Debt Maturity & Coverage
  • Peer Valuation Comparison
  • Free Cash Flow & Owner Earnings
  • AI Signal + Institutional Flow
  • DCF Valuation Model

Frequently Asked Questions

What is VCREDIT Holdings's market cap?

VCREDIT Holdings (2003) has a market capitalization of approximately HK$437M, trading at HK$0.90 on the HKSE. Market cap moves with the live share price.

What is VCREDIT Holdings's P/E ratio?

VCREDIT Holdings's trailing twelve-month P/E ratio is not meaningful (negative or nil earnings), with a price-to-book (P/B) of 0.1x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.

How profitable is VCREDIT Holdings?

VCREDIT Holdings runs a net profit margin of -29.2%, a gross margin of 100.0%, and an operating margin of -34.9%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.

How much revenue does VCREDIT Holdings generate?

VCREDIT Holdings reported revenue of ¥1.9B for fiscal year 2025, with net income of -¥560M and earnings per share (EPS) of -1.15. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.

Does VCREDIT Holdings pay a dividend?

VCREDIT Holdings offers a trailing dividend yield of about 5.6%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.

Is VCREDIT Holdings financially healthy?

VCREDIT Holdings carries a debt-to-equity ratio of 0.77x and a current ratio of 10.11x, with a market beta of -0.00. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.

Is VCREDIT Holdings a good stock to buy in 2026?

SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For VCREDIT Holdings (2003) the key facts are: market cap HK$437M, revenue ¥1.9B, 52-week range 0.83-3.79. Weigh valuation, profitability, growth, and balance-sheet strength against Financial Services peers and form your own view.

Track VCREDIT Holdings's full fundamentals live

Get VCREDIT Holdings's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.

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