X Financial (XYF) Fundamentals 2026 — P/E 0.2x, Revenue Analysis | SniperIQ
X Financial (XYF) is a CN-listed Financial Services company in Financial - Credit Services with a market capitalization of
X Financial (XYF) has a market capitalization of approximately
X Financial's trailing twelve-month P/E ratio is 0.2x, with a price-to-book (P/B) of 0.0x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.
X Financial runs a net profit margin of 15.2%, a gross margin of 69.0%, and an operating margin of 17.3%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.
X Financial reported revenue of ¥7.4B for fiscal year 2025, with net income of ¥1.4B and earnings per share (EPS) of 210.18. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.
X Financial offers a trailing dividend yield of about 11.8%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.
X Financial carries a debt-to-equity ratio of 0.05x and a current ratio of 17.74x, with a market beta of 0.36. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.
SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For X Financial (XYF) the key facts are: market cap
Get X Financial's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.