Yiren Digital (YRD) Fundamentals 2026 — Revenue Analysis | SniperIQ
Yiren Digital (YRD) is a CN-listed Financial Services company in Financial - Credit Services with a market capitalization of
Full research coverage
- 8-Quarter Revenue & Margin Trend
- Debt Maturity & Coverage
- Peer Valuation Comparison
- Free Cash Flow & Owner Earnings
- AI Signal + Institutional Flow
- DCF Valuation Model
Frequently Asked Questions
What is Yiren Digital's market cap?
Yiren Digital (YRD) has a market capitalization of approximately
What is Yiren Digital's P/E ratio?
Yiren Digital's trailing twelve-month P/E ratio is not meaningful (negative or nil earnings), with a price-to-book (P/B) of 0.0x. Valuation multiples are best compared with Financial Services sector peers rather than read in isolation.
How profitable is Yiren Digital?
Yiren Digital runs a net profit margin of -13.5%, a gross margin of 85.0%, and an operating margin of 12.0%. Margins and ROE indicate how efficiently the business converts sales into profit and shareholder returns.
How much revenue does Yiren Digital generate?
Yiren Digital reported revenue of ¥5.6B for fiscal year 2025, with net income of ¥39M and earnings per share (EPS) of 0.9. SniperIQ tracks the full 8-quarter revenue and margin trend on the research dashboard.
Does Yiren Digital pay a dividend?
Yiren Digital offers a trailing dividend yield of about 34.6%. Dividend sustainability depends on payout ratio, free cash flow, and earnings stability — all tracked in SniperIQ's fundamentals view.
Is Yiren Digital financially healthy?
Yiren Digital carries a debt-to-equity ratio of 0.00x and a current ratio of 9.00x, with a market beta of 1.12. Lower leverage and a current ratio above 1.0 generally signal a stronger balance sheet.
Is Yiren Digital a good stock to buy in 2026?
SniperIQ provides research-only market intelligence, not personalised financial advice or a buy/sell call. For Yiren Digital (YRD) the key facts are: market cap
Track Yiren Digital's full fundamentals live
Get Yiren Digital's 8-quarter revenue and margin trend, peer comparison, DCF model, and AI signal on the SniperIQ research dashboard.