Bread Financial Holdings (BFH) Earnings Analysis

Bread Financial Holdings (BFH) next reports earnings on 2026-10-22, consensus EPS 3.11 USD. Last quarter (2026-07-23) it beat with EPS 3.55 USD vs 2.74 USD est (+29.6%). It has beaten estimates in 7/8 recent quarters (88%). Trailing P/E 8.23.

Last updated 2026-07-23 · Source: FMP fundamentals + earnings calendar (company filings); consensus from sell-side analyst grades

When does BFH next report earnings?

Next earnings date2026-10-22
Consensus EPS estimate3.11 USD
Revenue estimate1.00B

BFH earnings history — beats and misses

Quarter (report date)EPS actualEPS est.SurpriseResult
2026-07-233.55 USD2.74 USD+29.6%Beat
2026-04-234.18 USD3 USD+39.3%Beat
2026-01-292.07 USD0.4 USD+417.5%Beat
2025-10-234.02 USD2.11 USD+90.5%Beat
2025-07-243.14 USD1.85 USD+69.7%Beat
2025-04-242.86 USD2.1 USD+36.2%Beat
2025-01-300.41 USD0.33 USD+24.2%Beat
2024-10-241.84 USD1.94 USD-5.2%Miss

Beat rate: 7/8 (88%) over reported quarters with consensus data.

BFH valuation and analyst view

Trailing P/E8.23
Trailing EPS13.107 USD
Price / book1.31
Dividend yield0.88%
Market cap4.13B
Analyst consensusHold (15 buy / 21 hold / 1 sell)
Avg price target106.23 USD

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Frequently asked questions

When is Bread Financial Holdings (BFH)'s next earnings date?

Bread Financial Holdings is next scheduled to report on 2026-10-22, with a consensus EPS estimate of 3.11 USD and revenue estimate of 1.00B.

Did BFH beat earnings last quarter?

In its 2026-07-23 report, BFH posted EPS of 3.55 USD versus a 2.74 USD estimate — a beat of 29.6%.

What is BFH's earnings track record?

Over the last 8 reported quarters with consensus data, BFH beat estimates 7 times (88%).

What is BFH's current P/E ratio and EPS?

BFH trades at a trailing P/E of 8.23 on trailing EPS of 13.107476635514018 USD.

What do analysts rate BFH?

Analyst consensus is "Hold" across 37 ratings (0 strong buy, 15 buy, 21 hold, 1 sell, 0 strong sell). Average 12-month price target: 106.23 USD.