Capital One Financial (COF) Earnings Analysis
Capital One Financial (COF) next reports earnings on 2026-10-20, consensus EPS 5.34 USD. Last quarter (2026-07-21) it beat with EPS 5.81 USD vs 4.79 USD est (+21.3%). It has beaten estimates in 5/8 recent quarters (63%). Trailing P/E 70.65.
Last updated 2026-07-23 · Source: FMP fundamentals + earnings calendar (company filings); consensus from sell-side analyst grades
When does COF next report earnings?
| Next earnings date | 2026-10-20 |
|---|---|
| Consensus EPS estimate | 5.34 USD |
| Revenue estimate | 16.25B |
COF earnings history — beats and misses
| Quarter (report date) | EPS actual | EPS est. | Surprise | Result |
|---|---|---|---|---|
| 2026-07-21 | 5.81 USD | 4.79 USD | +21.3% | Beat |
| 2026-04-21 | 4.42 USD | 4.5 USD | -1.8% | Miss |
| 2026-01-22 | 3.86 USD | 4.14 USD | -6.8% | Miss |
| 2025-10-21 | 5.95 USD | 4.49 USD | +32.5% | Beat |
| 2025-07-22 | 5.48 USD | 4.05 USD | +35.3% | Beat |
| 2025-01-21 | 3.09 USD | 2.78 USD | +11.2% | Beat |
| 2024-10-24 | 4.51 USD | 3.76 USD | +19.9% | Beat |
| 2024-07-23 | 3.14 USD | 3.39 USD | -7.4% | Miss |
Beat rate: 5/8 (63%) over reported quarters with consensus data.
COF valuation and analyst view
| Trailing P/E | 70.65 |
|---|---|
| Trailing EPS | 5.178 USD |
| Price / book | 1.12 |
| Dividend yield | 1.49% |
| Market cap | 123.87B |
| Analyst consensus | Buy (36 buy / 17 hold / 4 sell) |
| Avg price target | 242.5 USD |
Related research pages
Frequently asked questions
When is Capital One Financial (COF)'s next earnings date?
Capital One Financial is next scheduled to report on 2026-10-20, with a consensus EPS estimate of 5.34 USD and revenue estimate of 16.25B.
Did COF beat earnings last quarter?
In its 2026-07-21 report, COF posted EPS of 5.81 USD versus a 4.79 USD estimate — a beat of 21.3%.
What is COF's earnings track record?
Over the last 8 reported quarters with consensus data, COF beat estimates 5 times (63%).
What is COF's current P/E ratio and EPS?
COF trades at a trailing P/E of 70.65 on trailing EPS of 5.177510040160643 USD.
What do analysts rate COF?
Analyst consensus is "Buy" across 57 ratings (0 strong buy, 36 buy, 17 hold, 4 sell, 0 strong sell). Average 12-month price target: 242.5 USD.