First Merchants (FRME) Earnings Analysis
First Merchants (FRME) next reports earnings on 2026-10-28, consensus EPS 1.07 USD. Last quarter (2026-07-22) it missed with EPS 0.74 USD vs 1.02 USD est (-27.5%). It has beaten estimates in 5/8 recent quarters (63%). Trailing P/E 13.98.
Last updated 2026-07-23 · Source: FMP fundamentals + earnings calendar (company filings); consensus from sell-side analyst grades
When does FRME next report earnings?
| Next earnings date | 2026-10-28 |
|---|---|
| Consensus EPS estimate | 1.07 USD |
| Revenue estimate | 0.21B |
FRME earnings history — beats and misses
| Quarter (report date) | EPS actual | EPS est. | Surprise | Result |
|---|---|---|---|---|
| 2026-07-22 | 0.74 USD | 1.02 USD | -27.5% | Miss |
| 2026-04-22 | 0.46 USD | 0.96 USD | -52.1% | Miss |
| 2026-01-26 | 0.98 USD | 0.96 USD | +2.1% | Beat |
| 2025-10-22 | 0.99 USD | 0.962 USD | +2.9% | Beat |
| 2025-07-23 | 0.98 USD | 0.94 USD | +4.3% | Beat |
| 2025-04-24 | 0.94 USD | 0.91 USD | +3.3% | Beat |
| 2025-01-30 | 1 USD | 0.9 USD | +11.1% | Beat |
| 2024-10-24 | 0.84 USD | 0.9 USD | -6.7% | Miss |
Beat rate: 5/8 (63%) over reported quarters with consensus data.
FRME valuation and analyst view
| Trailing P/E | 13.98 |
|---|---|
| Trailing EPS | 2.972 USD |
| Price / book | 1.01 |
| Dividend yield | 3.31% |
| Market cap | 2.76B |
| Analyst consensus | Buy (10 buy / 2 hold / 0 sell) |
| Avg price target | 47.5 USD |
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Frequently asked questions
When is First Merchants (FRME)'s next earnings date?
First Merchants is next scheduled to report on 2026-10-28, with a consensus EPS estimate of 1.07 USD and revenue estimate of 0.21B.
Did FRME beat earnings last quarter?
In its 2026-07-22 report, FRME posted EPS of 0.74 USD versus a 1.02 USD estimate — a miss of 27.5%.
What is FRME's earnings track record?
Over the last 8 reported quarters with consensus data, FRME beat estimates 5 times (63%).
What is FRME's current P/E ratio and EPS?
FRME trades at a trailing P/E of 13.98 on trailing EPS of 2.9719372263240325 USD.
What do analysts rate FRME?
Analyst consensus is "Buy" across 12 ratings (0 strong buy, 10 buy, 2 hold, 0 sell, 0 strong sell). Average 12-month price target: 47.5 USD.