Independent Bank (IBCP) Earnings Analysis
Independent Bank (IBCP) next reports earnings on 2026-10-27, consensus EPS 0.94 USD. Last quarter (2026-07-23) it beat with EPS 0.9 USD vs 0.844 USD est (+6.6%). It has beaten estimates in 6/7 recent quarters (86%). Trailing P/E 10.65.
Last updated 2026-07-23 · Source: FMP fundamentals + earnings calendar (company filings); consensus from sell-side analyst grades
When does IBCP next report earnings?
| Next earnings date | 2026-10-27 |
|---|---|
| Consensus EPS estimate | 0.94 USD |
| Revenue estimate | 0.07B |
IBCP earnings history — beats and misses
| Quarter (report date) | EPS actual | EPS est. | Surprise | Result |
|---|---|---|---|---|
| 2026-07-23 | 0.9 USD | 0.844 USD | +6.6% | Beat |
| 2026-04-23 | 0.81 USD | 0.79 USD | +2.5% | Beat |
| 2026-01-22 | 0.89 USD | 0.83 USD | +7.2% | Beat |
| 2025-07-24 | 0.81 USD | 0.78 USD | +3.8% | Beat |
| 2025-01-23 | 0.87 USD | 0.77 USD | +13% | Beat |
| 2024-10-24 | 0.65 USD | 0.76 USD | -14.5% | Miss |
| 2024-07-25 | 0.88 USD | 0.7 USD | +25.7% | Beat |
Beat rate: 6/7 (86%) over reported quarters with consensus data.
IBCP valuation and analyst view
| Trailing P/E | 10.65 |
|---|---|
| Trailing EPS | 3.394 USD |
| Price / book | 1.45 |
| Dividend yield | 3.00% |
| Market cap | 0.74B |
| Analyst consensus | Hold (2 buy / 6 hold / 0 sell) |
| Avg price target | 37 USD |
Related research pages
Frequently asked questions
When is Independent Bank (IBCP)'s next earnings date?
Independent Bank is next scheduled to report on 2026-10-27, with a consensus EPS estimate of 0.94 USD and revenue estimate of 0.07B.
Did IBCP beat earnings last quarter?
In its 2026-07-23 report, IBCP posted EPS of 0.9 USD versus a 0.844 USD estimate — a beat of 6.6%.
What is IBCP's earnings track record?
Over the last 7 reported quarters with consensus data, IBCP beat estimates 6 times (86%).
What is IBCP's current P/E ratio and EPS?
IBCP trades at a trailing P/E of 10.65 on trailing EPS of 3.3938117396354497 USD.
What do analysts rate IBCP?
Analyst consensus is "Hold" across 8 ratings (0 strong buy, 2 buy, 6 hold, 0 sell, 0 strong sell). Average 12-month price target: 37 USD.