Live Oak Bancshares (LOB) Earnings Analysis

Live Oak Bancshares (LOB) next reports earnings on 2026-10-28, consensus EPS 0.79 USD. Last quarter (2026-07-22) it beat with EPS 0.74 USD vs 0.677 USD est (+9.3%). It has beaten estimates in 4/8 recent quarters (50%). Trailing P/E 19.27.

Last updated 2026-07-23 · Source: FMP fundamentals + earnings calendar (company filings); consensus from sell-side analyst grades

When does LOB next report earnings?

Next earnings date2026-10-28
Consensus EPS estimate0.79 USD
Revenue estimate0.16B

LOB earnings history — beats and misses

Quarter (report date)EPS actualEPS est.SurpriseResult
2026-07-220.74 USD0.677 USD+9.3%Beat
2026-04-220.6 USD0.54 USD+11.1%Beat
2026-01-210.95 USD0.56 USD+69.6%Beat
2025-10-220.55 USD0.58 USD-5.2%Miss
2025-07-230.51 USD0.52 USD-1.9%Miss
2025-01-220.22 USD0.49 USD-55.1%Miss
2024-10-230.28 USD0.56 USD-50%Miss
2024-07-240.59 USD0.46 USD+28.3%Beat

Beat rate: 4/8 (50%) over reported quarters with consensus data.

LOB valuation and analyst view

Trailing P/E19.27
Trailing EPS2.195 USD
Price / book0.12
Dividend yield0.29%
Market cap1.90B
Analyst consensusBuy (6 buy / 4 hold / 0 sell)
Avg price target42.5 USD

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Frequently asked questions

When is Live Oak Bancshares (LOB)'s next earnings date?

Live Oak Bancshares is next scheduled to report on 2026-10-28, with a consensus EPS estimate of 0.79 USD and revenue estimate of 0.16B.

Did LOB beat earnings last quarter?

In its 2026-07-22 report, LOB posted EPS of 0.74 USD versus a 0.677 USD estimate — a beat of 9.3%.

What is LOB's earnings track record?

Over the last 8 reported quarters with consensus data, LOB beat estimates 4 times (50%).

What is LOB's current P/E ratio and EPS?

LOB trades at a trailing P/E of 19.27 on trailing EPS of 2.1949901205240105 USD.

What do analysts rate LOB?

Analyst consensus is "Buy" across 10 ratings (0 strong buy, 6 buy, 4 hold, 0 sell, 0 strong sell). Average 12-month price target: 42.5 USD.