Synchrony Financial (SYF) Earnings Analysis

Synchrony Financial (SYF) next reports earnings on 2026-10-21, consensus EPS 2.41 USD. Last quarter (2026-07-21) it beat with EPS 2.59 USD vs 2.14 USD est (+21%). It has beaten estimates in 5/6 recent quarters (83%). Trailing P/E 7.38.

Last updated 2026-07-23 · Source: FMP fundamentals + earnings calendar (company filings); consensus from sell-side analyst grades

When does SYF next report earnings?

Next earnings date2026-10-21
Consensus EPS estimate2.41 USD
Revenue estimate3.84B

SYF earnings history — beats and misses

Quarter (report date)EPS actualEPS est.SurpriseResult
2026-07-212.59 USD2.14 USD+21%Beat
2026-01-272.07 USD2.05 USD+1%Beat
2025-10-152.86 USD2.26 USD+26.5%Beat
2025-07-222.5 USD1.82 USD+37.4%Beat
2025-01-281.91 USD1.93 USD-1%Miss
2024-10-161.94 USD1.79 USD+8.4%Beat

Beat rate: 5/6 (83%) over reported quarters with consensus data.

SYF valuation and analyst view

Trailing P/E7.38
Trailing EPS10.619 USD
Price / book1.43
Dividend yield1.65%
Market cap23.64B
Analyst consensusBuy (25 buy / 15 hold / 1 sell)
Avg price target90 USD

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Frequently asked questions

When is Synchrony Financial (SYF)'s next earnings date?

Synchrony Financial is next scheduled to report on 2026-10-21, with a consensus EPS estimate of 2.41 USD and revenue estimate of 3.84B.

Did SYF beat earnings last quarter?

In its 2026-07-21 report, SYF posted EPS of 2.59 USD versus a 2.14 USD estimate — a beat of 21%.

What is SYF's earnings track record?

Over the last 6 reported quarters with consensus data, SYF beat estimates 5 times (83%).

What is SYF's current P/E ratio and EPS?

SYF trades at a trailing P/E of 7.38 on trailing EPS of 10.61877452460006 USD.

What do analysts rate SYF?

Analyst consensus is "Buy" across 41 ratings (0 strong buy, 25 buy, 15 hold, 0 sell, 1 strong sell). Average 12-month price target: 90 USD.