United Community Banks (UCB) Earnings Analysis

United Community Banks (UCB) next reports earnings on 2026-10-21, consensus EPS 0.75 USD. Last quarter (2026-07-21) it missed with EPS 0.71 USD vs 0.81 USD est (-12.3%). It has beaten estimates in 4/6 recent quarters (67%). Trailing P/E 12.77.

Last updated 2026-07-23 · Source: FMP fundamentals + earnings calendar (company filings); consensus from sell-side analyst grades

When does UCB next report earnings?

Next earnings date2026-10-21
Consensus EPS estimate0.75 USD
Revenue estimate0.28B

UCB earnings history — beats and misses

Quarter (report date)EPS actualEPS est.SurpriseResult
2026-07-210.71 USD0.81 USD-12.3%Miss
2026-01-140.71 USD0.73 USD-2.7%Miss
2025-10-220.75 USD0.696 USD+7.8%Beat
2025-07-230.66 USD0.62 USD+6.5%Beat
2025-01-220.63 USD0.55 USD+14.5%Beat
2024-07-240.58 USD0.51 USD+13.7%Beat

Beat rate: 4/6 (67%) over reported quarters with consensus data.

UCB valuation and analyst view

Trailing P/E12.77
Trailing EPS2.83 USD
Price / book1.15
Dividend yield2.86%
Market cap4.19B
Analyst consensusHold (3 buy / 4 hold / 0 sell)
Avg price target38 USD

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Frequently asked questions

When is United Community Banks (UCB)'s next earnings date?

United Community Banks is next scheduled to report on 2026-10-21, with a consensus EPS estimate of 0.75 USD and revenue estimate of 0.28B.

Did UCB beat earnings last quarter?

In its 2026-07-21 report, UCB posted EPS of 0.71 USD versus a 0.81 USD estimate — a miss of 12.3%.

What is UCB's earnings track record?

Over the last 6 reported quarters with consensus data, UCB beat estimates 4 times (67%).

What is UCB's current P/E ratio and EPS?

UCB trades at a trailing P/E of 12.77 on trailing EPS of 2.830138259556175 USD.

What do analysts rate UCB?

Analyst consensus is "Hold" across 7 ratings (0 strong buy, 3 buy, 4 hold, 0 sell, 0 strong sell). Average 12-month price target: 38 USD.